I was a little worried about assembly, after reading some of the reviews, because I'm not very mechanically inclined, but I didn't have too much trouble with it. The manual that comes with it isn't great, but there are some good videos on YouTube--just search "schwinn meridian assembly." I watched a couple of those before I started putting it together, and apart from the well-known fender issue (I joined the "just leave the fenders off" club), the only times I had trouble were when I forgot how something was supposed to go and decided to just wing it instead of coming back inside to look at the video again. I did eventually get it all sorted out, and I'm kind of a klutz, so if I can do it, you probably can too!